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Now with AI-powered insights

Take Control of
Your Money
with AI

Track spending, calculate loans, and discover hidden money leaks in seconds. Your smartest financial companion.

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Trusted by 50,000+ smart savers across World Wide

Monthly Savings
+₹18,400
↑ 32% vs last month
Money Leaks Found
₹4,200
Subscriptions & fees
Good morning 👋 Rahul Kumar
Net Balance
₹84,350
↑ Income ₹1.2L ↓ Spent ₹35,650
💰
₹12.4K
Saved this month
🔍
3
Leaks detected
📊
8.2%
Loan EMI rate
📈
₹2.1L
Future value
⚠️
Money Leak Detected! Streaming apps costing ₹1,890/mo
50K+
Active users saving money
₹42Cr+
Total savings unlocked
4.8★
Average app store rating
2 min
To your first insight

Smart tools for smarter money

From loan calculations to detecting where your money quietly disappears — SpendLens does it all, powered by AI.

📊

Smart Loan Calculator

Know your EMI before you sign. Get a complete picture of your loan cost with every scenario explored.

  • Monthly EMI breakdown instantly
  • Total interest you'll actually pay
  • Prepayment savings analysis
💰

Future & Present Value

See how your money grows (or shrinks) over time with inflation-adjusted projections that are easy to understand.

  • Time-value of money made simple
  • Inflation-adjusted wealth view
  • Investment scenario comparison
🔍

Money Leak Detection

AI finds the small, sneaky expenses draining your wallet every month — subscriptions, fees, and forgotten charges.

  • Auto-categorize all spending
  • Essential vs non-essential split
  • Weekly leak reports & alerts
🏦

Bank Statement Analysis

Upload your bank statement or connect your account securely. Our AI reads every transaction and turns chaos into clarity in under 2 minutes.

  • PDF statement upload (all banks)
  • Secure bank connect via OAuth
  • Auto-fetch & categorize transactions
  • Privacy-first — your data stays yours
Transaction Analysis
🛒 Groceries ₹4,200
🎬 OTT Subs ⚠️ ₹1,890
🚗 Transport ₹3,400
💡 Can save ₹6,090/mo
📈

Financial Insights Dashboard

Beautiful charts and personalized suggestions that help you actually understand your financial health.

  • Spending trends over time
  • Savings potential meter
  • Personalised AI suggestions

3 steps to financial clarity

No finance degree needed. SpendLens does the heavy lifting — you just watch the insights appear.

01
🏦

Connect or Upload

Link your bank account securely or simply upload your bank statement PDF. Takes less than 60 seconds.

02
🤖

AI Analyzes Everything

Our AI reads every transaction, finds patterns, detects leaks, and builds your complete financial picture automatically.

03
🚀

Act on Insights

Get clear, actionable steps: which subscriptions to cancel, how much to save, which loans cost too much. Start saving immediately.

Money clarity changes everything

💸

Save more every single month

Average users save ₹8,000–₹20,000/month just by following SpendLens recommendations in the first 30 days.

🧮

Make smarter loan decisions

See the real cost of any loan before you sign — interest totals, prepayment strategies, and better alternatives.

🗺️

Know exactly where money goes

Stop guessing. Every rupee is tracked, categorized, and explained in simple language — no jargon, no confusion.

🌅

Plan your financial future with confidence

See your wealth grow in simulations. Set savings goals and watch SpendLens guide you toward them step by step.

SpendLens Dashboard
Saved
₹18.4K
Leaks
-₹4.2K
EMI
₹12K
Monthly Spending Trend
Where money goes
Essentials
68%
Leaks
17%
Savings
15%
Loan health
Home Loan
Save ₹1.8L with prepayment
Car Loan
High interest — refinance?

Your data is 100% safe

We treat your financial data with the same care as the world's most trusted banks. Your trust is everything to us.

🔒

256-bit Encryption

All your data is encrypted with AES-256 — the same standard used by global banks and governments. Your information is सुरक्षित at all times.

🚫

Zero Data Sharing

We never sell, share, or use your financial data for advertising. Your information belongs only to you — always.

🛡️

Read-Only Access

When you connect your bank, SpendLens only reads your data — it cannot move or access your funds. Safe by design.

ISO 27001 Certified
GDPR Compliant
RBI Data Guidelines
No third-party access

They changed their money story

Thousands of people have already discovered where their money was going — and taken it back.

★★★★★

I had no idea I was spending ₹3,200/month on apps I barely use. SpendLens showed me in 2 minutes. First month I saved more than I ever had.

R
Rahul Sharma
Software Engineer, Bengaluru
💚 Saves ₹15,000/month now
★★★★★

The loan calculator is insane — I was about to take a loan at 14% interest. SpendLens showed me a better option and I saved ₹80,000 in interest. Game changer.

P
Priya Nair
Freelance Designer, Mumbai
💚 Saved ₹80K on interest
★★★★★

Best app to track expenses and loans in one place. As a small business owner, I finally understand my cash flow. My accountant was impressed too!

A
Arjun Mehta
Small Business Owner, Delhi
💚 Business profits up 28%
Free to download

Start Managing Your
Money Smarter
Today

Join 50,000+ people who've already stopped leaking money. Download SpendLens free and get your first insight in under 2 minutes.

No credit card. No hidden fees. Free forever for core features.